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What is Defensive Driving Insurance Discount?

37 States mandated insurance carriers to offer you a discount upon completion of an approved accident prevention course (aka Defensive Driving).

Depending on where you live and your policy, driver school insurance discounts vary from 5-15%. While some states reserve these discounts to drivers who are 55 years or older (Mature Driver Program), others like New York, offer it to every driver. To confirm the exact amount of your available defensive driver discount, check with your insurance agent or visit your state page from the link above for more specific information.

What is Mature Driver Program?

It’s just another name that is used for Accident Prevention or Defensive Driving Insurance Discount Program. Most of the traffic school insurance carriers offer special discounts for drivers who are 55 or older and who complete an approved driver improvement course. A defensive driving course gives student drivers new perspectives on vehicle safety, which can increase the likelihood of receiving a defensive driving discount on select auto policies.

Is your defensive driver program approved?

We are pleased to provide an exceptional driving school insurance discount program designed to assist drivers in obtaining a discount on insurance policies across the nation. The online defensive driving course focuses on the reduction of collision-related fatalities and emphasizes safe and responsible driving skills.

What other insurance premium discounts are available to me?

Most insurance carriers offer you many other ways to save. Some of the examples of traffic school insurance includes:

  • Accident or Violation Free Discounts

    it pays to be a safe driver
  • Telematics

    many carriers have apps that track your driving patterns. Taking advantage of the driving app can save you up to an additional 20%
  • Multi-policy discounts

    bundle your other policies like home policy with one carrier
  • Anti-Theft Device

    A manually activating device installed in your vehicle that protects your vehicle from theft make technology work for you
  • Pay-in-Full or Paperless Policy discounts

    many carriers will share savings with you if they don’t have to do extra administrative work, like printing, billing etc…

For a complete list of savings available on your policy is best to talk to your agent or visit your carriers web page. Most insurance carriers have a page that lists all available discounts in your state.

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